Landlord Liability Insurance

What is Landlord Liability Insurance?

Landlord liability insurance, also known as property owners' liability insurance, protects you against legal claims issued by your tenants in the event that your building harms them physically or damages their property. For example, a loose tile could fall onto your tenant's car and cost you thousands of pounds to repair. The repercussions of an injury could be unthinkable.

What does Landlord Liability Insurance cover?

This type of cover is usually built into your landlord insurance policy and is similar to public liability insurance, where financial protection is offered to liable parties when injury or damage inflicts on third parties. Simply put, if a tenant, visitor or member of the public suffers personal injury because of a fault with your property, you will be covered for costs to defend the compensation claim or any damages awarded to the individual if you have been negligent. The level of cover can range from £1m up to £10m depending on your needs.

Get cover for Landlord Liability Insurance

We have supported property owners with their insurance for over 30 years, it's what we do! Finding a suitable quote for liability risks is fast, straight forward and we can often beat your renewal price. Get in touch with our team for independent advice and a shoulder to lean on if you ever need to make a claim.