Construction Insurance

What Is Construction Insurance?

Insurance cover for construction companies needn't be complicated. The core elements in the policy will include a range of protection against financial vulnerabilities. This includes injury to members of the public or construction workers on site, loss of tools or stock, transportation of goods and damage to third party property such as commercial vehicles. Additional cover may be needed, for example, to cover your business if a client is sued for damages following bad advice from your company.

Our team can take away the hassle of finding the right insurance policy by getting to know the challenges you face and building a bespoke solution at a truly competitive rate.

"Very helpful and nothing is to much trouble will go the extra mile for you and competitive nice guys."

Core Construction Insurance Cover

Public Liability & Employers Liability

We have been providing local businesses with public and employers liability insurance for over 35 years. This is our bread and butter, allowing us to provide very competitive premiums to cover your company against third party compensation claims.

Public liability insurance cover ranges between £1 - £5 million but we can extend this beyond £5 million if necessary. We are also able to meet the legal requirement for employers liability insurance cover of £10 million if you employ any members of staff.

Business Equipment & Tools Cover

It's likely that you will need cover for materials, tools, plant or machinery and business equipment in case of damage, loss or theft. With the right level of cover, there will be minimal impact on the operation of your business if, for example, vital equipment needs replacing after being stolen. We understand how important these items can be to your business and how expensive it could be a replace something like a bulldozer, crane or digger.

Cover for Distribution

Your construction professionals may need to use vans or trucks to move tools and equipment between different locations. If so, further cost effective cover for commercial vehicles and their contents could be built into your flexible policy. This will protect your business against costs resulting after loss, theft or damage.

"5 Star Service, Excellent price, also customer service was more than helpful. Would highly recommend B and M Insurance"

Professional Indemnity Insurance

If your company offers advice to other clients then we would recommend professional indemnity insurance. This product can protect your business if bad advice leads to your client suffering financial loss and your company is deemed liable for the costs. Fortunately, we are able to provide you with adequate cover from the get go in case the unthinkable happens.

Obtain Reliable Insurance

We have been helping businesses in the construction sector with their insurance for over 35 years. Our specialist team of brokers are only a call away to talk through your needs and to put your mind at ease. Challenge us to find an adequate solution to cover all your vulnerabilities for a price you can afford. We are always happy to answer any questions you may have and hopefully, we may also be able to save you money by comparing the market for you.

"Great brokers. Reduced our insurance poilices massively. Highly recommend, and would use again. Really helpful and responsive staff as well."