Business Insurance

As an independent insurance broker, we can help with a plethora of insurance products for commercial business owners who love what they are building. We have over 30 years experience helping clients with their company insurance, providing comprehensive policies at affordable prices.

Commercial Insurance Comparison

If you are passionate about your business, you will want to protect your company as best you can, but you need a helping hand. Our team takes the time to learn what makes your business tick and in understanding your business needs, can tailor an insurance plan to suit. We have access to a panel of leading UK insurers which allows us to compare the market and provide you with a reliable policy at a competitive rate.

Why B&M Insurance?

Excellent service over 30 years
Compare leading UK insurers
Trusted by over 3,000 customers
Tailored quotes to your specific needs
Comprehensive levels of cover
Professional team based in Manchester

Elizabeth Cooke saved over £2,500 when we carried out an insurance review & compared the market for her

Comprehensive Protection

We protect your business against all of the unique risks it may face

Buildings Cover
Contents / Stock
Liability Claims
Loss of Income
Vehicles & Goods
Legal Expenses

Insurance For Business

What type of business insurance do you need?

Liability Insurance ▾

Public Liability ▸

Insurance in case a mistake leads to third party compensation claims.

Financial Loss, Personal Injury, Damage...

Employers Liability ▸

Protection when employees are injured or become ill after negligence at work.

Illness, Safety, Legal Costs...

Professional Indemnity ▸

A range of PI cover for negligence, loss of data & company disputes.

Security, Data Loss, Negligence...

Combined Liability ▸

A single policy to cover all of your liability requirements (PL, EL, PI + D&O).

Combined, Commercial Liability...

Products Liability ▸

To secure businesses that manufacture or supply products to other people.

Production, Distributors, Suppliers...

Directors & Officers ▸

Management liability cover for directors, partners and managers.

Allegations, Legislation...

Property Insurance ▾

Landlord Insurance ▸

Tailored options to ensure you get the protection you need for your properties.

Buildings, Subsidence, Owners Liability...

Shop Insurance ▸

Own a shop in Greater Manchester? We can tailor a policy to your unique needs.

Contents, Buildings, Stock...

Office Insurance ▸

Defence to get back up and running again quickly with minimum impact.

Breakdown, Electronics, Disaster Recovery...

Pub Insurance ▸

Safe guard your own business against accidents, theft and damage.

Pub, Stock, Loss of License...

Restaurant Insurance ▸

Professional cover for restaurant owners who love what they are building.

Food, Hygiene, Products Liability...

Charity / Non-Profit ▸

Safe guard the future of a charity, faith or not for profit company.

Charities, Social Clubs, Faith Insurance...

Industrial Insurance ▾

Commercial & Industrial ▸

Bespoke insurance for the industrial sector to cover all types of risks.

Manufacturing, Warehousing, Wholesaling...

Manufacturing Insurance ▸

Reliable manufacturers insurance to protect the business they have built.

Manufacturing, Production, Factory...

Wholesalers Insurance ▸

Comprehensive cover for wholesalers where clients rely on their products.

Wholesalers, Suppliers, Demand...

Warehouse Insurance ▸

To defend warehouse owners against a wide range of daily challenges.

Warehouse, Stock, Forklifts...

Construction Insurance ▸

Heavy duty construction insurance you can rely on for complex projects.

Construction, Plant, Works...

Engineering Insurance ▸

Robust engineering insurance to support your production and scalability.

Engineering, Precision, Chemicals...

Tradesman Insurance ▾

Tradesman Insurance ▸

Protection for all types of tradesman who provide a specialist service.

Liability, Tools, Equipment Cover...

Contractors Insurance ▸

Let us worry about your insurance whilst you take care of your clients.

Contracts, Professional Indemnity...

Scaffolding Insurance ▸

Suitable cover for working at heights which can be a risky business.

Work At Heights, Tools, Legal Expenses...

Vehicle Insurance ▾

Fleet Insurance ▸

Competitive premiums to cover your fleet and transportation of goods.

Cars, Vans, Drivers, Goods In Transit...

Specialist Commercial Vehicle ▸

Various modified, bespoke, converted and non-standard commercial vehicles.

Catering, Hazardous, Emergency...

What Is Business Insurance?

A business insurance policy can safeguard you from financial loss when third party claims, criminal activity or natural disasters occur. For example, public liability insurance protects against fees for client injury or property damage and employers' liability insurance shields against workforce legal disputes. Further protection is often built-in to secure buildings, stock, contents and professional indemnity, in case of negligence. Your business is different which is why insurance varies based on your individual needs.

Do I Need Business Cover?

Unfortunately, accidents do happen and can impact businesses of all sizes. Whether that's unexpected compensation claims or building repairs, it can put a strain on your finances. If you deal with clients, suppliers or own business assets/equipment, it can be worth taking out business cover. Also, if you employ members of staff, it's a legal requirement to have cover in place for employers' liability. Protecting your livelihood against unexpected perils is important but it needn't be complicated or break the bank.