Tradesman Insurance

Comprehensive Insurance for Tradesman

Our tailored policies provide complete protection against third party liability claims from members of the public or employees after negligence. We can also include cover to protect your vehicles, tools and equipment used to perform your job in the event of theft, damage or loss. Additional cover for personal accident insurance can be built into your policy in case you aren't able to work and risk losing critical income.

Public Liability Insurance

We can cover of up to £5 million for public liability insurance to shield your business. If an accident causes personal injury to a member of the public or damage to their property while you are working, this product will cover any legal fees or damages claimed against your business. For example, a ladder could fall onto your client's television causing damage or a member of the public could trip over tools left on the pavement causing injury. A serious accident could result in a substantial lawsuit being made which is why it's important to have the correct level of public liability cover in place.

Employers Liability Insurance

It is a legal requirement to have suitable employers liability cover if you employ staff including volunteers or apprentices. Due to the nature of running a business who employs tradesman, it can be common for your employees to suffer injury when lifting heavy objects, working at heights, using dangerous tools or handling specialist machinery. If an accident does happen and your business is held accountable, you want to be backed with a solid insurance policy to avoid financial strain. We can provide cover of up to £10 million for employers liability insurance in case the unthinkable happens.

Tools & Equipment Insurance

Without the correct tools to perform your job, it can cost your business with a lack of efficiency, reliability and productivity. We understand how important your equipment is to your trade which is why we cover them properly. In case of theft, loss or damage, we strive to help you quickly with your claim to minimise any disruption to your workflow. Can your business afford to replace expensive tools at the drop of a hat? If not and a fire or criminal activity occurs, you could be left severely out of pocket.

Commercial Vehicle Insurance

Do you use a car, van or HGV in order to fulfill your service? If so, you may want to cover any business equipment, personnel and own goods that you transport under your tradesman package. Your policy can be flexible and encapsulate: multiple vehicles, breakdown cover, hire, legal expenses, personal accidents, driving abroad and courier insurance (if required). The commercial vehicle insurance quotes that we can provide are cost effective and have modest excesses.

Insurance for All Tradesman

Regardless of the trade you specialise in, whether you are a self-employed tradesman or own a large commercial operation, we can help provide independent advice to help with your insurance solution to reliably protect your business.

• Builders
• Roofers
• Electricians
• Mechanics
• Plumbers
• Cleaners
• Painters
• Decorators
• Heating Engineers
• Pest Control
• Civil Engineers
• Appliance Repairers
• CCTV Installers
• Carpenters
• Fitters
• Gardeners
• Plasterers
• Joiners

We get to know our clients and what is important to their business along with the unique risks they face. We specialise in tailoring policies to match the requirements of local businesses across Greater Manchester. Get in touch with our team who are here to help if you have any questions regarding tradesman insurance.