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Insurance Over 35 Years

Low premiums via leading insurers

Lowest premiums from leading UK insurers

AXA Insurance
Allianz Insurance
Aviva Insurance
Zurich Insurance
Victor Insurance
Aeges Insurance
QBE Insurance
RSA Insurance

Unoccupied Property Insurance

Black Squares

What is Unoccupied Property Insurance?

A policy for unoccupied landlord insurance secures your property while it is empty. This might be because you are making improvements to the building or waiting for tenants to move in. With cover in place, your premises would be protected against disasters such as fires, floods, bad weather, leaks and vandalism caused by other people.

What does Unoccupied Property Insurance cover?

Insuring your empty property during this time can be crucial as the building is more susceptible to damage when left for long periods of time. Your rented property is a hard-earned investment and we believe that it's beneficial to shield your assets against any unforgiving daily challenges. Fundamental cover usually includes:

  • Black Shield Buildings
  • Black Shield Contents
  • Black Shield Liability
  • Black Shield Storm damage
  • Black Shield Disasters
  • Black Shield Vandalism
  • Black Shield Burst pipes
  • Black Shield Subsidence

Please bear in mind that you may be required to make routine checks on the property when cover has been arranged to make sure: pipes are not leaking or frozen, entrances are secure and alarm systems are functioning properly.

Get cover for Unoccupied Property Insurance

We have been placing insurance for unoccupied properties over the last 35 years. This is an area our team specialises in and due to our vast experience, we have an array of insurers ready to put you on cover. We have facilities for both short term policies and 12 month cover with the option of changing to an occupied solution whenever you are ready. Simply call us and we'll be happy to assist you with a quotation.

Why B&M Insurance?

  • Grey Tick Excellent service over 35 years
  • Grey Tick Compare leading UK insurers
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Comprehensive levels of cover
  • Grey Tick Professional team based in Manchester

"Asked for quotes, got the quote and within days and moved my insurance to B&M Ins Brokers, thanks"

Customer Reviews

4.9 Star Rating Rated 4.9 out of 5 on Google

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M


Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

5 Stars
Christine Bell

Christine B

Highly Recommend


Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars
Barry Worrall

Barry W

Excellent Price


5 Star Service, excellent price, also customer service was more than helpful.

Would highly recommend B&M Insurance.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kevan Haughton

Sian Phillips

Sian Phillips

Daniel Fay

Daniel Fay

Josh Phillips

Josh Phillips

Kelly Kaisbitt

Kelly Naisbitt

Liam O'Neale

Liam O'Neale

Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

Call 0161 763 8222 for a free quote

Google Stars

Rated 4.9 / 5 stars

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