Subsidence Insurance

What is Subsidence Insurance?

The ground beneath your commercial property could be unstable, resulting in sudden movement, ground heave or even landslides in severe cases. Subsidence insurance can be built into your buildings insurance policy and will protect the cost of repairing structural damage caused after the movement of soil impacts the property. A suggestive sign of subsidence could be when cracks start to form along walls, doors and windows, which is an important time to notify your insurer.

What does Subsidence Insurance cover?

Sudden downward movement of soil or upward heave underneath your property could be extremely costly to rectify. Not only may it destroy your premises and contents but a claim may be complex, involving specialist assessment to identify the cause of the subsidence. With the right protection, your policy would cover the cost of repairs but unfortunately, not the costs you face to prevent it happening again.

Your insurance policy can cover the following causes of subsidence:

• Unstable soil
• Clay shrinkage
• Water leaks
• Caverns
• Poor ground
• Burst drains
• Droughts

Get cover for Subsidence Insurance

As an insurance broker, we are able to build subsidence cover into your commercial building insurance policy for a very competitive premium. Our team will compare the market for you and provide you with complete peace of mind, cover you can truly rely on. For a quick quotation, get in touch with us and we will go all the leg work for you.